How superannuation won’t help you retire early

Do you want to retire early?

Who doesn’t?  Besides you should. But if you really want to become financially independent before ‘retirement’ then there are some things you absolutely need to know about your superannuation fund and how it isn’t going to help you get there.

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Why a Bank is the worst place to have your money

How do banks make money?

Like any business banks generate income.

Long story short, banks make money by loaning money to clients (you), manufacturing debt and collecting the interest in repayments over the lifetime of the loan.

Banks play a very long term game with the interest they collect on the loans they provide often measured in decades when it comes to home loans.

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